Emma Harris, Mortgage Advisor

Emma Harris

Mortgage Advisor

Mortgage Clarity

Location: Sheffield

What I do:

I’m a mortgage adviser who helps people sort out their home finances during divorce or separation. Having been through it myself, I know how overwhelming it can feel — so I bring no jargon, no judgment, just practical solutions at a time when everything feels complicated.

I help clients explore their options: buying out a partner, keeping the family home, starting fresh, or simply figuring out what’s affordable on one income. I can also provide mortgage capacity reports that show exactly what someone can borrow solo — often helpful in court proceedings.

Divorce is stressful enough without having to decode mortgage requirements. I take time to understand each situation, explain everything in plain English, and make sure you feel supported, not rushed, while making some pretty big decisions about your future.

Free intro call:

Yes.

All sessions are free; there is only a charge once a mortgage application is submitted.

Pricing:

Mortgage capacity report – £495
(This isn’t always required, but if it is, the fee is fully redeemable against a later mortgage application. You never pay twice.)

Mortgage applications – £299–£495

Contact:

Email: emma@mortgageclarity.co.uk 

Phone: 07977 559082